Tuesday, 2 April 2013

Soils in newly forested areas store substantial carbon that could help offset climate change

Soils in newly forested areas store substantial carbon that could help offset climate change [ Back to EurekAlert! ] Public release date: 1-Apr-2013
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Contact: Jim Erickson
ericksn@umich.edu
734-647-1842
University of Michigan

ANN ARBORSurface appearances can be so misleading: In most forests, the amount of carbon held in soils is substantially greater than the amount contained in the trees themselves.

If you're a land manager trying to assess the potential of forests to offset carbon emissions and climate change by soaking up atmospheric carbon and storing it, what's going on beneath the surface is critical.

But while scientists can precisely measure and predict the amount of above-ground carbon accumulating in a forest, the details of soil-carbon accounting have been a bit fuzzy.

Two University of Michigan researchers and their colleagues helped to plug that knowledge gap by analyzing changes in soil carbon that occurred when trees became established on different types of nonforested soils across the United States.

In a paper published online April 1 in the Soil Science Society of America Journal, they looked at lands previously used for surface mining and other industrial processes, former agricultural lands and native grasslands where forests have encroached.

U-M ecologist Luke Nave and his colleagues found that, in general, growing trees on formerly nonforested land increases soil carbon. Previous studies have been equivocal about the effects of so-called afforestation on soil carbon levels.

"Collectively, these results demonstrate that planting trees or allowing them to establish naturally on nonforested lands has a significant, positive effect on the amount of carbon held in soils," said Nave, an assistant research scientist at the U-M Biological Station and in the Department of Ecology and Evolutionary Biology.

"These forest soils represent a significant carbon reservoir that is helping to offset carbon emissions that lead to climate change," said Nave, lead author of the paper.

Large and rapid increases in soil carbon were observed on forested land that had previously been used for surface mining and related industrial processes. On a post-mining landscape, the amount of soil carbon generally doubled within 20 years of mining termination and continued to double every decade or so after that.

The changes after cultivated farm fields were abandoned and trees became established are much subtler, though still significant. This type of tree establishmentwhich has been widespread in recent decades in the northeastern United States and portions of the Midwesttakes about 40 years to cause a detectable increase in soil carbon.

But at the end of a century's time, the amount of soil carbon averages 15 percent higher than when the land was under cultivation, with the biggest increases (up to 32 percent) in the upper two inches of the soil.

In places where trees and shrubs have encroached into native grassland, soil carbon increased 31 percent after several decades, according to the study. That type of incursion is occurring throughout the Great Plains, from the Dakotas all the way to northern Texas, and is largely due to suppression of wildfires.

"Our work helps those tasked with understanding and managing the carbon balance of U.S. lands by putting a number on the changes in soil carbon that occur during this sort of land-use transition," Nave said.

Most of the organic carbon in forest soils comes from the growth and death of roots and their associated fungi, he said.

###

The study involved a reexamination of 46 research papers published between 1957 and 2010, as well as an analysis of 409 soil profiles from the National Soil Carbon Network database.

Co-authors of the Soil Science Society of America Journal article are Chris Swanston of the U.S. Forest Service, Umakant Mishra of the Argonne National Laboratory and Knute Nadelhoffer, director of the U-M Biological Station and a professor in the Department of Ecology and Evolutionary Biology.

The work was supported by the U.S. Forest Service and the National Institute of Food and Agriculture.

Luke Nave: http://www.lsa.umich.edu/eeb/directory/research_scientists/lukenave/default.asp

Knute Nadelhoffer: http://www.lsa.umich.edu/eeb/directory/faculty/knute/default.asp

International Soil Carbon Network: http://soilcarb.net


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Soils in newly forested areas store substantial carbon that could help offset climate change [ Back to EurekAlert! ] Public release date: 1-Apr-2013
[ | E-mail | Share Share ]

Contact: Jim Erickson
ericksn@umich.edu
734-647-1842
University of Michigan

ANN ARBORSurface appearances can be so misleading: In most forests, the amount of carbon held in soils is substantially greater than the amount contained in the trees themselves.

If you're a land manager trying to assess the potential of forests to offset carbon emissions and climate change by soaking up atmospheric carbon and storing it, what's going on beneath the surface is critical.

But while scientists can precisely measure and predict the amount of above-ground carbon accumulating in a forest, the details of soil-carbon accounting have been a bit fuzzy.

Two University of Michigan researchers and their colleagues helped to plug that knowledge gap by analyzing changes in soil carbon that occurred when trees became established on different types of nonforested soils across the United States.

In a paper published online April 1 in the Soil Science Society of America Journal, they looked at lands previously used for surface mining and other industrial processes, former agricultural lands and native grasslands where forests have encroached.

U-M ecologist Luke Nave and his colleagues found that, in general, growing trees on formerly nonforested land increases soil carbon. Previous studies have been equivocal about the effects of so-called afforestation on soil carbon levels.

"Collectively, these results demonstrate that planting trees or allowing them to establish naturally on nonforested lands has a significant, positive effect on the amount of carbon held in soils," said Nave, an assistant research scientist at the U-M Biological Station and in the Department of Ecology and Evolutionary Biology.

"These forest soils represent a significant carbon reservoir that is helping to offset carbon emissions that lead to climate change," said Nave, lead author of the paper.

Large and rapid increases in soil carbon were observed on forested land that had previously been used for surface mining and related industrial processes. On a post-mining landscape, the amount of soil carbon generally doubled within 20 years of mining termination and continued to double every decade or so after that.

The changes after cultivated farm fields were abandoned and trees became established are much subtler, though still significant. This type of tree establishmentwhich has been widespread in recent decades in the northeastern United States and portions of the Midwesttakes about 40 years to cause a detectable increase in soil carbon.

But at the end of a century's time, the amount of soil carbon averages 15 percent higher than when the land was under cultivation, with the biggest increases (up to 32 percent) in the upper two inches of the soil.

In places where trees and shrubs have encroached into native grassland, soil carbon increased 31 percent after several decades, according to the study. That type of incursion is occurring throughout the Great Plains, from the Dakotas all the way to northern Texas, and is largely due to suppression of wildfires.

"Our work helps those tasked with understanding and managing the carbon balance of U.S. lands by putting a number on the changes in soil carbon that occur during this sort of land-use transition," Nave said.

Most of the organic carbon in forest soils comes from the growth and death of roots and their associated fungi, he said.

###

The study involved a reexamination of 46 research papers published between 1957 and 2010, as well as an analysis of 409 soil profiles from the National Soil Carbon Network database.

Co-authors of the Soil Science Society of America Journal article are Chris Swanston of the U.S. Forest Service, Umakant Mishra of the Argonne National Laboratory and Knute Nadelhoffer, director of the U-M Biological Station and a professor in the Department of Ecology and Evolutionary Biology.

The work was supported by the U.S. Forest Service and the National Institute of Food and Agriculture.

Luke Nave: http://www.lsa.umich.edu/eeb/directory/research_scientists/lukenave/default.asp

Knute Nadelhoffer: http://www.lsa.umich.edu/eeb/directory/faculty/knute/default.asp

International Soil Carbon Network: http://soilcarb.net


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AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Source: http://www.eurekalert.org/pub_releases/2013-04/uom-sin040113.php

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Monday, 1 April 2013

Happy Easter! Celebrities Bringing Easter Cheer (Photos)

Happy Easter! Celebrities Bringing Easter Cheer (Photos)

Olivia munn dressed as bunnyHappy Easter to our Stupid Celebrity readers! Let’s check out how celebrities are spending their Easter Sunday, which is sure to include church, Easter family gatherings, lots of candy, and scantily-clad Easter Bunnies! It’s Easter and celebrities have taken to Twitter to send their greetings! Alicia Keys: Happy Sunday!! Happy Easter!! Easter suits and baskets!! ...

Happy Easter! Celebrities Bringing Easter Cheer (Photos) Stupid Celebrities Gossip Stupid Celebrities Gossip News

Source: http://stupidcelebrities.net/2013/03/happy-easter-celebrities-bringing-easter-cheer-photos/

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Bloom, Rashad in Broadway's 'Romeo and Juliet'

NEW YORK (AP) ? Orlando Bloom and Condola Rashad will star on Broadway this fall in a modern take on William Shakespeare's "Romeo and Juliet," a revival that will add an intriguing element of racial contrast to the classic tale of two star-crossed lovers.

"The last thing we wanted to do was to do a sort of pompous, classic version of 'Romeo and Juliet,'" said director David Leveaux, a five-time Tony Award nominee. "I'm just taking away all the wallpaper and mantelpieces, all the kind of pompous stuff we associate with grand Shakespeare productions, and try to go as simple as possible."

Producers said Monday that previews at the Richard Rodgers Theatre will begin Aug. 24 with an opening night set for Sept. 19. Tickets will go on sale to the general public on April 8.

The production will also star two-time Tony Award nominee Jayne Houdyshell as the Nurse and Tony nominee Joe Morton as Lord Capulet. The Capulets will be played by black actors and the Montagues by white actors.

Leveaux stressed that the idea of exploring the racial difference between the two feuding Italian families came organically after the casting of the lead actor and actress.

"I did not set out to create some conceptual frame," he said. "At the end of the day, if you're sitting in Row E in a Broadway theater, you either believe that these two people are in love and are invested in them or the play doesn't work."

Leveaux said Bloom came aboard first several years ago, thirsty to try his hand at the work despite the director saying there were easier ways to make his Broadway debut. Years ago, Bloom had wanted to join the Royal Shakespeare Company but was persuaded to film "The Lord of the Rings" instead.

"I was just so fascinated by his passion and his absolute boyish love of this language that I thought, 'Yep, that feels like our Romeo," Leveaux said.

Leveaux, whose Broadway credits include the musical "Nine" with Antonio Banderas and "Cyrano de Bergerac" starring Kevin Kline, found his Juliet after seeing "Stick Fly" on Broadway and immediately spotting the "luminous" Rashad, who was playing a maid with a secret.

They began to work together and the director was smitten: "That combination of wit and heart, which is what you need in a Juliet, seemed sort of irresistible to me."

Leveaux put the pair together for the first time in Los Angeles a few months ago to see if they could produce sparks and proposed they start performing the Act 2 balcony scene.

"The first line out of Condola's mouth made Orlando laugh," he said. "I looked at him and it was like watching a man shed every ounce of armor he had as a celebrity and just adore this girl. I thought, 'There you go.'"

Leveaux then decided not to be colorblind about the cast, concluding that Juliet's parents must be black and Bloom must come from a white household. The casting teases out how very conservative the two families have become.

He said "Romeo and Juliet" is a fast and urgent play and both families are barely able to conceal a deep well of barbarism. That has Leveaux wanting to go as simple as possible and he is tempted to just cover the stage with sand and then set fire to it.

"That's what this production should feel like ? it should feel like fire on the sand," said Leveaux, who once did a production of Sophocles' "Electra" with Zoe Wanamaker and covered the stage with earth. "To make it modern, we're going primal."

Bloom, who also has appeared in "The Pirates of the Caribbean" film series, recently completed filming "Zulu" with Forest Whitaker. Rashad, the daughter of Phylicia Rashad and sportscaster Ahmad Rashad, earned a 2012 Tony nomination for "Stick Fly" and was in the recent remake of "Steel Magnolias." She is also in the new Broadway revival of "The Trip to Bountiful" with Cicely Tyson.

It will be the first "Romeo and Juliet" on Broadway since Paul Ryan Rudd and Pamela Payton-Wright played the doomed lovers in a 1977 Circle in the Square production. Other famous names to play the parts on Broadway include Claire Bloom, John Neville, Vivien Leigh and Laurence Olivier.

This new revival precedes another high-profile New York production of the play. A Classic Stage Company production will star Elizabeth Olsen next season.

Over the centuries, the story of the warring Capulets and Montagues has been set in creative ways, whether it's to illustrate the divide between Palestinians and Israelis or competing American pizza parlors. The martial-arts flick "Romeo Must Die" updated the Montagues and Capulets into a gang rivalry between blacks and Asians in California.

Now a fresh version aims for Broadway.

"While I think it's a terrifying idea to do 'Romeo and Juliet' on Broadway, equally, why would you do 'Romeo and Juliet' anywhere but?" Leveaux asked. "That's the place to get really mischievous and primal and urgent and direct."

___

Follow Mark Kennedy on Twitter at http://twitter.com/KennedyTwits

Source: http://news.yahoo.com/bloom-rashad-broadways-romeo-juliet-144234515.html

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10 Things to Know for Monday

Kaufman County Sheriff David Byrnes, right, speaks at a news conference, Sunday, March 31, 2013, in Kaufman, Texas. On Saturday, Kaufman County District Attorney Mike McLelland and his wife, Cynthia, were murdered in their home. (AP Photo/Mike Fuentes)

Kaufman County Sheriff David Byrnes, right, speaks at a news conference, Sunday, March 31, 2013, in Kaufman, Texas. On Saturday, Kaufman County District Attorney Mike McLelland and his wife, Cynthia, were murdered in their home. (AP Photo/Mike Fuentes)

FILE - In this March 25, 2013 file photo, Kris Kitko leads chants of protest at an abortion-rights rally at the state Capitol in Bismarck, N.D. Rival legal teams, each well-financed and highly motivated, are girding for high-stakes court battles over the coming months on laws enacted in Arkansas and North Dakota that would impose the nation's toughest bans on abortion. The Arkansas law, approved March 6 when legislators overrode a veto by Democratic Gov. Mike Beebe, would ban most abortions from the 12th week of pregnancy onward. On March 26, North Dakota went even further, with Republican Gov. Jack Dalrymple signing a measure that would ban abortions as early as six weeks into a pregnancy, when a fetal heartbeat can first be detected. (AP Photo/James MacPherson, File)

Trainers check on Louisville guard Kevin Ware (5) after Ware injured his lower right leg during the first half of the Midwest Regional final against Duke in the NCAA college basketball tournament, Sunday, March 31, 2013, in Indianapolis. Ware left the court on a stretcher. (AP Photo/Michael Conroy)

Your daily look at late-breaking news, upcoming events and the stories that will be talked about Monday:

1. GUNNED-DOWN TEXAS DA KNEW HE WAS AT RISK

Mike McLelland told the AP that he carried a gun everywhere, even to walk his dog around town, a bedroom community for the Dallas area.

2. COURT BATTLES COMING OVER ABORTION LAWS

Tough laws in North Dakota, Arkansas challenge the Supreme Court's Roe v. Wade decision.

3. HOW TO SELL THE U.S. ON OBAMA'S HEALTH CARE LAW

The administration turned to the science of mass marketing to craft pitches aimed at convincing the uninsured.

4. LONG PATH TO U.S. IMMIGRATION BILL

Despite a key agreement between business and labor groups, lawmakers from both parties say negotiations aren't finished.

5. WHERE MANDELA SPENT EASTER

The 94-year-old is in a hospital receiving treatment for a recurrence of pneumonia.

6. WHO FACES TRIAL IN WISCONSIN TO DETERMINE SANITY IN KILLINGS

Aaron Schaffhausen has conceded guilt in the grisly deaths of his three girls, but maintains he's not responsible due to mental illness.

7. ABBAS CLAMPS DOWN ON CRITICS

The Palestinian leader's government in the West Bank has interrogated, prosecuted, even jailed journalists and bloggers for allegedly 'defaming' him.

8. THESE WORKPLACES INCLUDE BIKE SHOPS, LEGO STATIONS, ARCADES

This spring, as the tech industry soars out of the Great Recession, plans are in the works for a flurry of massive, perk-laden headquarters at Yahoo, Google and other Silicon Valley companies.

9. WHEN OPENING DAY IS ABOUT MORE THAN BASEBALL

For nearly 150 years, Cincinnati has celebrated the new season with parades, parties and concerts.

10. FRIGHTENING INJURY EN ROUTE TO FINAL FOUR

Louisville's Kevin Ware breaks leg, but teammates carry on to defeat Duke and reach big dance. Michigan, Syracuse, Wichita State also punch their tickets.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2013-03-31-10%20Things%20to%20Know-Monday/id-48dbc523b72f48c59004b0d114c56f2b

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Marco Rubio: Immigration Deal Reports 'Premature'

BY PHILIP ELLIOTT, ASSOCIATED PRESS

WASHINGTON ? Even with one of the largest hurdles to an immigration overhaul overcome, lawmakers on Sunday cautioned much work remains and that no final deal has been reached.

The AFL-CIO and the pro-business U.S. Chamber of Commerce reached a deal late Friday that would allow tens of thousands of low-skill workers into the country to fill jobs in construction, restaurants and hotels. Yet despite the unusual agreement between the two powerful lobbying groups, lawmakers from both parties tried to curb expectations that the negotiations were finished and an immigration bill was heading for a vote.

"Reports that the bipartisan group of eight senators have agreed on a legislative proposal are premature," said Sen. Marco Rubio, a Florida Republican who is among the lawmakers working on legislation.

Rubio, a Cuban-American who is weighing a presidential bid in 2016, is a leading figure inside his party. Lawmakers will be closely watching any deal for his approval and his skepticism about the process did little to encourage optimism.

"Eight senators from seven states have worked on this bill to serve as a starting point for discussion about fixing our broken immigration system," Rubio said. "But arriving at a final product will require it to be properly submitted for the American people's consideration, through the other 92 senators from 43 states that weren't part of this initial drafting process."

Sen. Chuck Schumer, D-N.Y., helped negotiate the deal between AFL-CIO president Richard Trumka and Chamber of Commerce head Tom Donohue during a late-Friday phone call. Under the compromise, the government would create a new "W" visa for low-skill workers who would earn wages paid to Americans or the prevailing wages for the industry they're working in, whichever is higher. The Labor Department would determine prevailing wage based on customary rates in specific localities, so that it would vary from city to city.

The detente between the nation's leading labor federation and the powerful business lobbying group still needs senators' approval, including a nod from Sen. John McCain, the Arizona Republican whose previous efforts came up short.


The measure also under serious discussion would secure the border, crack down on employers, improve legal immigration and create a 13-year pathway to citizenship for the millions of undocumented immigrants already here.

Schumer acknowledged on Sunday that the lawmakers themselves had not settled on a final deal and said the senators have not yet finished writing a bill to address the 11 million undocumented immigrants already in the United States.

"Business and labor have an agreement," Schumer said. "This is a major, major obstacle that is overcome."

Sen. Jeff Flake, R-Ariz., also warned the negotiations were not complete despite the truce between labor and business.

"That doesn't mean we've crossed every `i' or dotted every `t,' or vice versa," Flake said.

Big labor and big business were at a standoff over wages for low-skill workers and which industries would be included. Those disputes had led talks to break down a week ago, throwing into doubt whether Schumer and seven other senators crafting a comprehensive immigration bill would be able to complete their work as planned.

It's a major second-term priority of President Barack Obama's and would usher in the most dramatic changes to the faltering U.S. immigration system in more than two decades.

"This is a legacy item for him. There is no doubt in my mind that he wants to pass comprehensive immigration reform," said David Axelrod, a longtime political confidant of Obama.

During the last week, an immigration deal seemed doomed. But the breakthrough late Friday restarted the talks.

Ultimately the new "W Visa" program would be capped at 200,000 workers a year, but the number of visas would fluctuate, depending on unemployment rates, job openings, employer demand and data collected by a new federal bureau being pushed by the labor movement as an objective monitor of the market, according to an official involved with the talks who also spoke on condition of anonymity ahead of a formal announcement.

A "safety valve" would allow employers to exceed the cap, the official said, if they could show need and pay premium wages, but any additional workers brought in would be subtracted from the following year's cap.

The workers could move from employer to employer and would be able to petition for permanent residency and ultimately seek U.S. citizenship. Neither is possible for temporary workers now.

The new program would fill needs employers say they have that are not currently met by U.S. immigration programs. Most industries don't have a good way to hire a steady supply of foreign workers because there's one temporary visa program for low-wage nonagricultural workers but it's capped at 66,000 visas per year and is only supposed to be used for seasonal or temporary jobs.

Separately, the new immigration bill also is expected to offer many more visas for high-tech workers, new visas for agriculture workers, and provisions allowing some agriculture workers already in the U.S. a speedier path to citizenship than that provided to other undocumented immigrants, in an effort to create a stable agricultural workforce.

Schumer, Flake and Axelrod appeared on NBC's "Meet the Press."

___

Associated Press writer Erica Werner contributed to this report.

Also on HuffPost:

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Source: http://www.huffingtonpost.com/2013/03/31/marco-rubio-immigration_n_2988692.html

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Marketing studies help craft health overhaul pitch

FILE - In this March 15, 2013, file photo the Senate Minority Leader, Republican Mitch McConnell of Kentucky, points to a 7-foot stack of ?Obamacare? regulations to underscore his disdain during the 40th annual Conservative Political Action Conference in National Harbor, Md. McConnell said Democrats have been predicting for years that Americans would learn to love the health care overhaul and that has not happened. ?I agree that it will be a big issue in 2014,? he said. ?I think it will be an albatross around the neck of every Democrat who voted for it. They are going to be running away from it, not toward it.? (AP Photo/Manuel Balce Ceneta, File)

FILE - In this March 15, 2013, file photo the Senate Minority Leader, Republican Mitch McConnell of Kentucky, points to a 7-foot stack of ?Obamacare? regulations to underscore his disdain during the 40th annual Conservative Political Action Conference in National Harbor, Md. McConnell said Democrats have been predicting for years that Americans would learn to love the health care overhaul and that has not happened. ?I agree that it will be a big issue in 2014,? he said. ?I think it will be an albatross around the neck of every Democrat who voted for it. They are going to be running away from it, not toward it.? (AP Photo/Manuel Balce Ceneta, File)

FILE - In this Dec. 1, 2010, file photo Rep. Jan Schakowsky, D-Ill., speaks during a Debt Commission meeting on Capitol Hill in Washington. In 2013 with a nation still split over President Barack Obama's healthcare overhaul Schakowsky, who has long supported coverage for the uninsured, is predicting vindication for the Affordable Care Act once people see how the program really works. ?It?s harder to sell what is a pretty new idea for Americans while it is still in the abstract,? she said. ?I think as people experience it, they?re going to love it, much like Medicare.? (AP Photo/Alex Brandon, File)

FILE ? In this June 29, 2012 file photo front pages of the days' newspaper front pages are displayed at the Newseum in Washington, after the previous day's Supreme Court ruling to uphold President Barack Obama's health care law. With a nation still split over the affordable care act, and in an effort to convince millions of average Americans that one of the most common complex and controversial programs devised by government may actually be good for them the administration has turned to the science of mass marketing for help in understanding the lives of uninsured people, hoping to craft winning pitches for a surprisingly varied group in society. (AP Photo/David Goldman, File)

FILE ? In this Aug. 31, 2009, file photo supporters on both sides of the health care reform issue argue in Skokie, Ill., outside a town hall meeting held by U.S. Rep. Jan Schakowsky, who represents Chicago. With a nation still split over the Affordable Care Act Schakowsky, a long-time supporter of coverage for the insured, is predicting vindication for the health overhaul legislation once people see how the program really works. ?It?s harder to sell what is a pretty new idea for Americans while it is still in the abstract,? she said. ?I think as people experience it, they?re going to love it, much like Medicare.? (AP Photo/ Jim Prisching, File)

WASHINGTON (AP) ? How do you convince millions of average Americans that one of the most complex and controversial programs devised by government may actually be a good deal for them?

With the nation still split over President Barack Obama's health care law, the administration has turned to the science of mass marketing for help in understanding the lives of uninsured people, hoping to craft winning pitches for a surprisingly varied group in society.

The law's supporters will have to make the sale in the run-up to an election ? the 2014 midterms. Already Republicans are hoping for an "Obamacare" flop that helps them gain control of the Senate, while Democrats are eager for the public to finally embrace the Affordable Care Act, bringing political deliverance.

It turns out America's more than 48 million uninsured people are no monolithic mass. A marketing analysis posted online by the federal Health and Human Services Department reveals six distinct groups, three of which appear critical to the success or failure of the program.

They're the "Healthy & Young," comprising 48 percent of the uninsured, the "Sick, Active & Worried," (29 percent of the uninsured), and the "Passive & Unengaged" (15 percent).

The Healthy & Young take good health for granted, are tech-savvy, and have "low motivation to enroll." The Sick, Active & Worried are mostly Generation X and baby boomers, active seekers of health care information and worried about costs. The Passive & Unengaged group is mostly 49 and older, "lives for today," and doesn't understand much about health insurance.

The challenge for the administration is obvious: signing up lots of the Healthy & Young, as well as the Passive & Unengaged, to offset the higher costs of covering the sick and worried.

Uninsured middle-class Americans will be able to sign up for subsidized private health plans through new insurance markets in their states starting Oct.1. Low-income uninsured people will be steered to safety net programs like Medicaid.

"The goal here is to get as many people enrolled as possible," Gary Cohen, the HHS official overseeing the rollout of the law, told insurers at a recent industry conference. Partly for that reason the first open enrollment period will continue until March 31, 2014.

Coverage under the law takes effect Jan. 1. That's also when the legal requirement that most Americans carry health insurance goes into force. Insurance companies will be barred from turning the sick away or charging them more.

The new law is mainly geared to the uninsured and to people who buy coverage directly from insurance companies. Most Americans in employer plans are not expected to see major changes.

Administration officials say they see an opportunity to change the national debate about health care. They want to get away from shouting matches about the role of government and start millions of practical conversations about new benefits that can help families and individuals.

The HHS marketing materials reveal some barriers to getting the uninsured to embrace the law.

The Healthy & Young lead busy lives and tend to be procrastinators. Plus, why would they need health insurance if they're full of vigor? The Passive & Unengaged fear the unknown and have difficulty navigating the health care system. The Sick, Active & Worried dread making wrong decisions.

Marketing for the new system will start this summer, going into high gear during the fall after premiums and other plan information becomes public.

There's already widespread concern that the new coverage costs too much, because of a combination of sicker people joining the pool and federal requirements that insurers offer more robust benefits. A recent study by the Society of Actuaries forecast sticker shock, estimating that insurers will have to pay an average of 32 percent more for medical claims on individual health policies.

The administration says such studies are misleading because they don't take into account parts of the law that offset costs to individuals and insurance companies, along with other provisions that promote competition and increase oversight of insurance rates.

Rep. Jan Schakowsky, D-Ill., who has long supported coverage for the uninsured, is predicting vindication for Obama once people see how the program really works.

"It's harder to sell what is a pretty new idea for Americans while it is still in the abstract," said Schakowsky, who represents Chicago. "I think as people experience it, they're going to love it, much like Medicare."

That will put wind in the sails of Democratic candidates. "I think it's going to be a very popular feature as far as the American way of life before too long," Schakowsky added.

But Senate Republican Leader Mitch McConnell of Kentucky says Democrats have been predicting for years that Americans would learn to love the health care overhaul and that has not happened. McConnell had his picture taken next to a 7-foot stack of "Obamacare" regulations recently to underscore his disdain.

"I agree that it will be a big issue in 2014," said McConnell. "I think it will be an albatross around the neck of every Democrat who voted for it. They are going to be running away from it, not toward it."

___

Online:

HHS marketing study ? http://tinyurl.com/aycgowc

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2013-03-31-Health%20Overhaul-Crafting%20the%20Pitch/id-e393a1beefcd4e43adb7551135c99ac3

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A Look At The 401k Plan Rollover | Successful Financial Strategy

A 401K transfer is a wise investment option available to those people who are changing their employment. This is one of the ways wherein people who find themselves laid off by their companies may refuse the retirement money and transfer it to a new 401k. One of the best benefits of this option is that it follows an employee throughout her life. It means that it can help fund a person?s retirement age. There are at least 4 alternatives that are offered to investors whose clients are changing employment.

The 1st alternative is for the employee to have the accumulated funds within the retirement plan of the old employer. It?s because 401k administrators won?t charge documentation fees in handling customer?s plan. it?s in spite of whether you have resigned from your previous employer. The fees charged take a big chunk out of the future value of the individual?s investments. This is particularly so in case a client has retirement accounts with many employers.

The second solution would be to make a 401k rollover according to the 401k rollover options of a new employment. It is very important note that this choice can be obtained only to people who had prior jobs. In some instances, an individual retirement account rollover is the right solution. To learn whether this is the most suitable choice, you should examine the investment solutions of the retirement plan that you want to enter. If you are not happy with the alternatives presented to you, you must transfer the 401K to an IRA plan.

The 3rd choice is to make a 401k rollover and then move all the assets into an IRA. Making sure you make a 401k rollover is the greatest choice for the people that are considering providing for themselves a comfortable retirement. It is because doing this allows the individual?s capital to increase by means of compounding and tax deferment. Doing this also enables maximum allocation of investments. Therefore the client having the 401k plan isn?t limited by the investments which are offered by a 401K program company.

The 4th option is to withdraw the plan, pay the taxes and the ten per cent penalty. It?s not the smartest decision to make. It is also the decision that?s taken by over 60% of the people who leave their employment. It is in accordance with an announcement by a reputable 401K support center. Most of people between the ages of twenty to twenty-nine years old would like to take the cash. Individuals who consider this option spend more in penalties. The greatest loss is the loss of compounding the money through the years.

Transferring the 401k requires more scrutiny. Getting sincere regarding this will help you get a safer retirement. To acquire more information: http://401krolloverrules.net

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Source: http://successfulfinancialstrategy.blogcashbiz.com/421/a-look-at-the-401k-plan-rollover/

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