Thursday, 3 May 2012

J.T. Ready (talking-points-memo)

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Ketchup Used to Be Made of Fish: The Crazy History of The World's Greatest Condiment [Drawing Board]

Here's something that might just blow your mind: ketchup—the national condiment of 1896, according to the New York Tribune—wasn't always tomato based. In fact, if it had remained in its early form, we might be spreading fish paste on our burgers (gulp) instead of the tangy tomato-y goodness we presently rely on. More »


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BlackBerry 10 developer toolkit released in beta, adds Native and WebWorks SDKs for app-building flexibility

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Will BlackBerry 10 be the hallowed OS that heals Waterloo's recent wounds or yet another RIM-shot to highlight its foibles? Only the fickle tide of consumer interest will certainly tell. But while the success and awareness of that new platform undoubtedly rests on the company's shoulders, a great deal of it also hinges upon crucial developer support. To spur things along in that latter department, RIM's released its developer toolkit in beta today. The tools, launched ahead of forthcoming BB 10 devices and the nascent ecosystem that they'll depend upon, are designed for flexibility, allowing third parties to choose between the Native SDK with its OS-specific APIs or the WebWorks SDK for HTML5 and CSS. The company's even gotten a head-start and partnered with the likes of Gameloft, which has already committed to optimizing 11 of its software titles for use on the platform. There's still a long road to US recovery ahead for the ailing BlackBerry brand, so let's hope this latest call-to-arms isn't lost on the dev community. Click on past the break for the official PR.

Continue reading BlackBerry 10 developer toolkit released in beta, adds Native and WebWorks SDKs for app-building flexibility

BlackBerry 10 developer toolkit released in beta, adds Native and WebWorks SDKs for app-building flexibility originally appeared on Engadget on Tue, 01 May 2012 09:30:00 EDT. Please see our terms for use of feeds.

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Wednesday, 2 May 2012

Growth worries mount, sending the dollar lower

LONDON (Reuters) - World shares eased and the dollar hit a two-month low against the Japanese yen on Tuesday, after signs of recovery in China's vast factory sector failed to offset worries over the health of the global economy and the euro zone crisis.

But activity was limited with many markets in Asia and Europe closed for the May Day holiday.

The MSCI's world equity index <.miwd00000pus> was down just 0.1 percent to 328.40, as it added to losses of about 1.5 percent in April. The stronger yen hit Japan's export-related equities, sending the Nikkei index <.n225> to a 2-1/2 month closing low.

"In general, stock markets and risk assets seem to be extremely resilient in the face of the news flow which has undoubtedly been in the more negative nature," James Ferguson, strategist at Westhouse Securities, said.

In foreign exchange markets, a view that the weaker growth outlook could encourage the U.S. Federal Reserve to consider further easing monetary policy helped send the dollar <.dxy> to a two-month low against a basket of currencies.

Against the Japanese yen it fell to a low of 79.64 yen, its weakest point since February 21.

ECONOMIC CLOUDS

Worries about the health of the global economy have resurfaced since last week's initial releases of U.S. and U.K. first-quarter growth figures disappointed the market.

Business sentiment surveys and data across the euro zone have also pointed to a worsening outlook as government austerity measures bite. This came into sharp focus on Monday when Spain officially joined a long list of European nations in recession.

The weakness in the euro zone was cited as a big factor behind a dip in Britain's manufacturing activity in April, seen in the latest Manufacturing Purchasing Managers' Index (PMI), a leading indicator of economic activity, published on Tuesday.

The UK PMI dropped to 50.5 in April from a downwardly revised 51.9 in March, keeping the sector just above the 50 level which separates growth from contraction.

"It seems that weaknesses in our major trading partner, the euro zone, are starting to hit home," said Rob Dobson, senior economist at Markit, which compiles the PMI survey.

Over the past 24 hours, Australia and Canada, whose economies are closely linked to demand in the global economy, have both added to the concerns.

The Reserve Bank of Australia cut its official interest rates by a surprisingly aggressive half point to 3.75 percent, due to sluggish economic growth and lower than expected inflation.

The announcement sent the local dollar down about three-quarters of a cent to $1.033 and government bond yields to 60-year lows.

Canada said its economic output dropped by 0.2 percent in February from January, surprising analysts who had expected a 0.2 percent increase and dampening speculation the Bank of Canada was preparing to shift to a tighter monetary policy.

But against this, China's Purchasing Managers' Index (PMI) rose to a 13-month high in April, signaling the world's second- largest economy has found a footing and may be recovering from a first-quarter trough.

"I think it's not all bleak," Mike Lenhoff, chief strategist at Brewin Dolphin, said. "Europe is stuck in a bit of a dump at the moment ... but outside of Europe life goes on. The earnings results are pretty good out of America."

The U.S. ISM manufacturing index later on Tuesday and non-farm payroll figures on Friday will be next to offer investors clues on the shape of the U.S. economy and whether the Fed will have to lean towards offering more support.

The European Central Bank's policy meeting on Thursday precedes weekend elections in France and Greece that could determine future progress in the euro zone's austerity efforts, and may prompt more growth-oriented policies.

Meanwhile commodity markets were caught between the conflicting signals of a gradual recovery in China and a rise in worries about the health of the U.S. economy, the world's top two consuming nations.

Brent crude held above $119 a barrel while U.S. crude CLc1 ticked up 3 cents to $104.90.

Copper traded near $8,400 a metric tonne (1.1 ton) after rising to its highest level in nearly a month on Monday. Gold inched up to a two-week high, supported by weakness in the dollar.

(Additional reporting by Toni Vorobyova; Editing by Anna Willard and David Holmes)

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Tuesday, 1 May 2012

Advantages of using an Umbrella Firm for your Self Used Tax Needs ...

Invoicing and tax issues is among the most complex things a business could encounter, but we can assist you at www.umbrella-company.net to make the job easier. ? Being qualified in your own area doesn?t necessarily mean you are proficient enough in dealing with tax problems and using an umbrella corporation provides several benefits for your self-employed tax needs.

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Self Engaged tax

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With regards to dealing with?Self Employed Tax??matters, you have to bear in mind that it is you that is ultimately responsible even if you hire the services of an broker to deal with that side of things for you. . Though you can delegate an agent to take care and attend to your tax needs, still the weight of responsibility in working with such matters rest in your shoulders. A self-employed individual makes payment at the end of the year that is why preparations must be made in advance or else the amount may be too much to manage compared to that of a company worker who pays their taxes every week or monthly instantly out of their wages.

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You should register as self-employed with HMRC as soon as possible to prevent incurring penalties. Once you have, you will get a self-assessment tax return allowing you to supply the tax man with details of your earnings that is then used to work out what income tax you must pay.

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Class two National insurance is the kind of tax paid by self employed people and four National Insurance contributions are usually for those that exceeds their usual revenue. Visit www.umbrella-company.net/self-employed-tax to know more about Self Employed Tax, how this will change you as entrepreneur, and your business. ?macone#$44

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Benefit of Employing an Umbrella Firm

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National Insurance contributions, invoicing and incoming tax are among the things that this company can perform for you. An?Umbrella company?can also help you by teaching you how to check charges that are acceptable by HMRC and ones which can be reclaimed from a corporation customer such as the cost related with venturing overseas.

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As you are running and earning from your very own business, worrying about your tax takes a lot of your time since you think that it can be employed for other functions. ? With an umbrella firm, you can save time that can be used on more important matters since you will no longer need to fill up and submit tax returns on a regular basis and to complete accounts. The umbrella company also holds VAT returns which you are needed to account four times annually.

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How Does an Umbrella Firm Work?

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If you are a contractor and you find a client, you tell them that you are employed by an umbrella firm with whom you will have signed an employment contract. You will give the umbrella firm regular information such as filling in a time sheet and the expenses you sustain through a given time period. Then the customer will pay the umbrella firm direct, who in turn will send payment to you with a payslip that, just as if you were an employee shows what has been subtracted from the overall amount and paid direct to the HMRC, e.g. tax and National Insurance contributions.

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This Mom Loves: Books For Moms (That You&#39;ll Want To Read)

Some of my readers eagerly anticipate my book recommendations, and rush to the bookstore or library right away. Others have informed me that book reviews for?mothers are a waste, because who has time to read?

Well, today's suggestions aren't huge tomes of fiction. Rather, they're all worthwhile non-fiction selections which you may actually find as valuable as I do. Give me a chance?here!

Toronto Fun Places by Nathalie Pr?zeau


This family-tested guide to year-round fun in the?GTA and Southern Ontario outlines hundreds of outings you could take with your family, including:
  • All the things to do within a 10 minute walk of every subway station in Toronto (I think that would be a great adventure with my girls some summer day)
  • Tips, nearby attractions, driving time, age recommendations, etc.
The book is?divided into sections (including Amusement Corner, Farms, Holiday Outings, Museums, Sports and Water Fun) and the tips given for each attraction?are very helpful to parents. If you live anywhere near the?GTA, put?this one on your Mother's Day list. You can also check out the website.

celebraTORI by Tori Spelling

I'm sorry, but I really enjoy Tori Spelling's books. I always like to think that I'm privy to behind-the-scenes Hollywood info, and in this case, Tori shares her party-planning secrets. There are tons of photos (of the lavish parties thrown by her mother when she was a child, as well as many of the recent?f?tes Tori has hosted), funny stories, and some tips that are actually helpful to middle-class party throwers as well. Sections include Essentials, Getting Started, D?cor, Flowers, Food and Drink, and The Dessert Table.

I read through it in a night (not spending too long on the recipes, of course) and I'll be keeping it as a reference. If you enjoy entertaining, and want some creative, budget-friendly ideas cool enough for L.A., this one's for you.

For My Children: A Mother's Journal of Memories, Wishes and Wisdom by Dionna Ford


This beautifully designed and illustrated book is full of creative prompts that will spark Mom's recollections so she can record them for her children. Full of questions for Mom to answer (List some of the things you have learned from your children, What moments have made you most proud of your child?, Who makes you laugh and what do you laugh about?) when complete, this will be an irreplaceable memento.

I once gave my Grandma a similar book for Christmas, and the next year she returned it to me complete. I will always treasure the thoughts she shared, which I can now pass on to my girls.

This won't be a quick project, and I expect it will take my daughters' entire childhoods for me to attempt to fill every page (Maggie's "baby book" is still under construction), but I am certain they will treasure it when it's finished.

What Would Michelle Do? A Modern-Day Guide To Living With Substance and Style by Allison Samuels


This one is an interesting mix of self-help and biography. Interspersed with facts and anecdotes about the life of Michelle Obama, the book aims to help young women find their place, and navigate the difficult terrains of home, work, friends and relationships.

A very American concept (I don't think we'll be seeing a "What Would Laureen Do?" book anytime soon (probably because half of you are now asking "Who's Laureen?"), I was still?interested in learning more about the First Lady, who seems?like a very grounded wife and?mother. I felt a little old for some of the sections (e.g. since I'm already in my dream job - minus report cards and winter yard duty?- I just skimmed some of the employment-related tips) but enjoyed reading about Michelle's style and parenting.?While some of the advice is?very indirect ("Here are?five films that?Michelle surely would approve of...") other tidbits are from celebs, family members?and other direct sources who are closely acquainted?with the famous First Lady. I paid particular attention to some of the quotes from Michelle herself which really resonated with me:

"For me, fashion is fun, and it's supposed to help you feel good about yourself. I think that's what all women should focus on: what makes them happy, feeling comfortable and beautiful. I wear what I love. Sometimes people love it, sometimes they don't. I'm fine with it."

"I have freed myself to put me on the priority list and say yes, I can make choices that make me happy."

"You do what you have to do for your children to have the lives you want them to have. It's difficult and sometimes you have no idea how you will get it all done, but you do. You may have to lean on a lot of people along the way but you'll get it done."

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I know, I know...you have no time to read, much less tackle Toronto's subway stations, throw a party, fill in a journal, or worry about following in the footsteps of a First Lady.?But if you had to pick?

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Beyonce Breaks Silence on "Fake Pregnancy" Rumors

During her pregnancy with daughter Blue Ivy, Beyonce refused to indulge the speculation that she was faking her baby bump. When Katie Couric brought up the rumor during Beyonce's 20/20 visit, the singer scoffed that it was so ridiculous that "it doesn't even upset you." However, in her new cover story for People (which just named her the World's Most Beautiful Woman), first-time mother Beyonce admits that she was flustered by the secret-surrogate conspiracy theories.

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